When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks and Spencers Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Pure Cotton Short Sleeve Bold Stripe Shirt, at Marks & Spencer
Smart and stylish, this short sleeve shirt is made from pure cotton

4 Beef Wellingtons, at M & S
Serves 4 Ready to cook Suitable for freezing 980g As featured on page 35in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Ingredients Mango Body Butter, at Marks & Spenser
Mango scented 200ml

Stitched Cotton Sunburst 70th Card, at Marks and Spenser
Cover text: 70 Congratulations Inside message: Blank for your own message Approx size: 175 mm x 125 mm

Beaujolais 2008 - Case of 12, at Marks and Spencers
Style: Light bodied Grape variety: Gamay Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Cakes Cooking Book, at Mark's & Spencer
Rejuvenate the art of baking classic cakes with this useful book, create delicious home baked cakes for your family to enjoy

Stretch Cotton Belted Skinny Jeans, at Marks&Spencer
These skinny jeans in stretch cotton are great value. A practical, easycare style

Gold Jewel Effect Roll Wrap, at Marks&Spencer
Includes 1 roll wrap Approx. size: 150 x 70cm

Cotton Rich Spot Print Vest & Knickers Set, at Marks & Spencer
Soft and comfortable, this spot print bra and knicker set is made from cool, breathable stretch cotton. It's designed to give gentle support and a flattering fit

Beach Towel, at Mark & Spencers
Plain L160 x W90cm, Manufacturer: Marks & Spencer

3/4 Sleeve Single Button Cardigan with Wool, at Marks & Spencers
Soft and cosy, this cardigan features 3/4 length sleeves. Stylish, practical and fashionable

Blue Harbour Pure Cotton Block Stripe Rugby Top, at Marks & Spencer
Casual and relaxed, this block stripe rugby top is made from pure cotton so it's soft, breathable and comfortable to wear

Hamilton 2 Seater Sofa, at Marks and Spencer
H95 x W202 x D99cm Seat H49cm, arm H66cm, top back rail H73cm Seat cushions made from Quallofil Extralife filling. Click here for more information on Quallofil Extralife Cushions are reversible on fabric upholstery options Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Victorian Faux Pearl Necklace, at Marks & Spencers
Ribbon fastening Multi strand Faux pearl design Victorian pendant feature Necklace length 80cm

Large Double Cover Umbrella, at Marks and Spencer
Stylish and practical, this large traditional umbrella gives good coverage to protect you from the elements

Animal Print Slab Stretch Bracelet, at Marks & Spenser
Animal print design Stretch style Inner diameter: 5.5cm

Pure Silk Diamond Pattern Tie, at Mark's & Spencer
Add a luxurious finishing touch with this contemporary diamond pattern tie in pure silk

Lace Detail High Rise Shorts, at Marks and Spencer
These stylish lace detail shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Pure Cotton Short Sleeve Floral Print Shirt, at Marks and Spencer
A contemporary floral print makes this cotton shirt a trend-conscious choice for fashionable boys. Stylish, practical and easycare

Large Outdoor Barrel, at Marks and Spenser
This square wooden barrel is packed with goldcrest conifer, geranium, lavender and hedera. A charming planter, ideal for brightening gardens, courtyards or patios Available for delivery until 30th September 2009

Per Una Front Tie Drape Cardigan & Stripe Vest, at Marks and Spencers
A fashionable longline drape cardigan featuring a stripe vest

Castello d'Alba White 2008 - Case of 12, at Marks and Spencers
Grape variety: Blend of traditional Douro varieties Country of origin: Portugal Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Cotton Bold Stripe Shirt, at Marks n Spencer
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a striking stripe print

4 Whole Seabass with Chilli & Coriander Butter, at MarksandSpencer
Serves 4 4 pieces Ready to cook 1.2kg As featured on page 38 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Chuggington 60 Sticker Activity Book, at Marks and Spencer
Let's ride the rails! Its time for story fun in Chuggington! Join me and my trainee friend Brewster and use your chugger stickers to complete our trainstastic story scenes.

Pure Cotton 4 Pocket Poplin Jacket, at MarksandSpencer
Practical and fashionable, this mid length jacket is made from easycare cotton. Its contemporary styling will keep you looking sleek and chic season after season

Nintendo Wii™ Console with Sonic and The Black Knight & Monopoly Games Bundle, at Marks and Spencer
Includes Wii™ console with wireless Wii Remote and Wii Nunchuk, Monopoly and Sonic and The Black Knight Sonic and The Black Knight: Sonic returns to the Wii to take a wild ride through the storybook world of Camelot in his all-new adventure Sonic and the Black Knight Monopoly: Celebrating over 70 years of family fun, the legendary property trading game Monopoly is hitting Wii in a whole new way! Access online Wii™ Channel for news, weather, photo viewing, message boards and more Built-in Wi-Fi access for easy connection to Nintendo Wi-Fi Connection gaming service Completely backward compatible, all the way to the NES of the 1980s Fully compatible with GameCube games Supports up to 4 GameCube controllers 2 slots for Nintendo GameCube Memory Cards Plays two disc formats in a single, self-loading media bay Comes with A/V cable and UK power adapter Features a processing chip from IBM and a graphics chip from ATI

Garmin® nüvi® 5000 Satellite Navigation System, at M&S
Maps: nvi 5000 comes with preloaded City Navigator NT street maps and millions of points of interest (POIs) such as hotels, restaurants, fuel stations, ATMs and more Directions: Touch the colour screen to enter a destination, and nvi takes you there with 2-D or 3-D maps and turn-by-turn voice directions. It even announces the name of exits and streets so you never have to take your eyes off the road, and its 3-D digital elevation map view gives you fair warning of grade changes Display: 5.2" diag (13.2 cm), 4.5"W x 2.7"H (11.4 x 6.9 cm), WVGA color TFT with auto dimming backlight Display type: WVGA color TFT with auto dimming backlight Go Beyond Navigation: Navigation is just the beginning. nvi 5000 includes many must have entertainment and travel tools including MP3 player, audio book player (subscription to Audible.com required), JPEG picture viewer, Garmin Games and more. With nvi 5000's wireless FM transmitter you can hear audio, including voice prompts, MP3s and audio books, through your vehicle's stereo. It's also compatible with FM traffic alerts or MSN Direct content (receiver and subscription required) It comes with Garmin Lock™ (an anti-theft feature) and is compatible with our free Garmin Garage where you can download custom vehicles that show your location on the map Battery life: External power only (no battery) Bluetooth Wireless Technology: Connect to your phone for hands-free calling Dimensions: W14.3 x H9.4 x D2cm Weight: 263.3g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Angel Cotton Rich Stripe First Bra & Shorts Set, at Marks & Spenser
This simply styled great value bra set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Autograph Pure Cotton Long Sleeve Floral Print Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.