When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Per Una Roma Cotton Rich Bootleg Jeans with Belt, at Marks & Spencer
A smart pair of bootleg jeans in stretch cotton featuring a faux snake print belt

Autograph Pure Cotton Long Sleeve Newspaper T-Shirt, at Marks & Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Essential Colours Nail Polish, at Mark's & Spencer
High gloss Fast dry Chip resistant Formaldehyde and toluene free 8ml This product is not available for international delivery. Find out more

Pearl & Silver Type Sister-In-Law Birthday Card, at Mark & Spencers
Cover text: To my sister-in-law happy birthday Inside message: Blank for your own message Approx size: 175 mm x 126 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Ball Stud Earrings, at Marks & Spencers
Ball stud design Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Collections - PB WOOD PUL/TRAIN, at Marks and Spencers
Manufacturer: Marks & Spencer

Large Hoop Earrings, at Marks & Spencer
Hoop style Clasp fastening

Cotton Rich Embroidered Rose Full Briefs, at Marks and Spencers
Pretty and feminine, these embroidered full briefs are extremely comfortable to wear and give good coverage at the front and back

Whole Lightly Smoked Stuffed Scottish Lochmuir™ Salmon Side, at M+S
Serves 4-6 Ready to cook Suitable for freezing 1.2kg As featured on page 39 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Clocktower Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks and Spenser
Style: Dry Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Trekking Shorts, at Marks & Spencer
These classic shorts are an excellent addition to any causal wardrobe thanks to a smart, easy to wear design. Team with a long sleeve shirt or plain tee for an effortless summer look

Radcot Headboard, at M+S
Headboard H132.5cm Dbl: W158.5cm 5ft: W173.5cm 6ft: W203.5cm Made from solid oak Supplied with all fittings Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Faux Snake Skin Satchel Bag, at MarksandSpencer
A bold buckle makes this fashionable faux snake skin satchel bag even more special. Give your look the Per Una twist!

Dyson DC25 Animal Vacuum Cleaner, at Marks & Spencer
Mini turbine head: Cleans pet hair and dirt from confined spaces such as upholstery, stairs and the car Ball™ technology: Steers smoothly with a turn of the wrist Root Cyclone™ technology: Patented technology that doesn't lose suction power as you vacuum Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets. Turns off to protect delicate rugs and hard floors Washable HEPA filter: Clean expelled air. Ideal for allergy sufferers Telescope Reach™ wand: Wand and hose extend for high reach and stair cleaning while the vacuum remains upright and stable Bin capacity: 1.3 litres Weight: 7.4kg Suction power: 220 AW (constant) Cord length: 7.5 metres Max reach: 12.3 metres Dimensions: W392 x H1071 x D310 Includes: Combination tool, mini turbine head, stair tool, operations manual and quick start guide M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more Free 2 year guarantee, Manufacturer: Marks & Spencer

Classic Collection V-Neck Knitted Cardigan, at Mark's & Spencer
Soft and comfortable, this knitted cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Bamboo Bath Bridge, at Marks & Spencers
Wooden design Approx size: H6.2 x W15 x L85cm, Manufacturer: Marks & Spencer

Seville Pepper Mill, at Mark & Spensers
Acylic and brushed chrome design Fitted with a durable stainless steel mechanism Fully adjustable mechanism from fine to coarse grinds just tighten or loosen the knob Lifetime guarantee Comes filled with Pepper Approx size: L5.5 x W5.5 x H14cm, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Cardigan, at Marks&Spencer
A feminine 3/4 length sleeve top in textured fabric featuring an embroidered design and tie fastening

Valentine's Day Tissue Pack with Stickers, at Mark & Spencers
Contains: 3 sheets tissue and 10 stickers Approx size: each sheet 500 x 700mm

Sweet Lips Lipgloss, at Marks & Spensers
Comes in a variety of colours

Wisteria Luggage Trolley Bag, at Marks & Spencer
Free 5 year guarantee Supported by sturdy wheels and a stand-alone feature, this trolley bag is the ideal option for short trips or flying abroad

Sonoma Dark Media Unit, at Marks & Spenser
H48 x W120 x D50cm Equipment space: H11 x W110 x D49cm Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Shelves made from White Oak veneer Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Elasticated Check Belt, at M & S
Define your waistline with this fashionable check belt

Sticker Dolly Dressing Dolls Book, at MarksandSpencer
This sticker book will keep them busy as they look for an incredible over 400 stickers inside!

Classic Cakes Cooking Book, at Marks&Spencer
Rejuvenate the art of baking classic cakes with this useful book, create delicious home baked cakes for your family to enjoy

Big And Tall Luxury Wool Double Breasted Jacket with Cashmere, at Marks and Spencer
Specially proportioned for big and tall men, this double breasted jacket is designed to give a flattering, comfortable fit

Blue Harbour Pure Lambswool Argyle V-Neck Jumper, at M & S
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Portfolio Faux Pearl Stretch Bracelet, at Mark's & Spencer
Stretch style Faux pearl design Satin ribbon feature

Stitch Waistband Trousers, at Marks n Spencer
Greater choice of leg lengths now available These on-the-waist trousers are smart and modern with stitch detailing on the waistband adding a finishing touch

Autograph Pure Cotton Stripe Hooded Cardigan, at M&S
Knitted in pure cotton, this cute hooded cardigan will keep him warm and comfy. It looks cuddly too! With luxury in every detail, this is part of our exclusive Autograph collection

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.